Cake Digital Bank Achieves Highest-level iBeta Facial Biometric Certification

KUALA LUMPUR, May 13 (Bernama) -- Cake Digital Bank has made history as the first digital-only bank in Southeast Asia to secure ISO/IEC 30107-3 Level 2 certification from iBeta for its facial biometric solution, Cake Face Authen.

According to the bank in a statement, this certification represents the highest level of facial spoofing protection recognised by iBeta in this technology category.

Its chief executive officer, Nguyễn Hữu Quang expressed pride in the achievement, noting it underscores the bank’s independence in technology development and its dedication to global security standards.

He emphasised that Cake's innovations not only safeguard users but also contribute to the digital transformation of Vietnam’s financial industry.

Developed entirely by Cake’s Vietnamese engineering team, Cake Face Authen uses Passive Liveness Detection to verify a user's identity without requiring physical movements such as blinking, head movements, or facial gestures.

This approach allows for a seamless and secure experience during sensitive tasks like account openings, transaction approvals and spending limit upgrades.

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iBeta’s testing showed Cake’s system successfully detected advanced spoofing attempts using 3D printers and resin masks, achieving a flawless performance with zero per cent error in distinguishing real from fake inputs. This places Cake among the only five banking, financial services, and insurance (BFSI) organisations in Vietnam to hold this top-tier certification.

The solution has been fine-tuned using extensive datasets of Vietnamese users, ensuring both cultural relevance and compliance with security standards set by the State Bank of Vietnam. Its broad integration capabilities allow it to be used beyond banking—for security access, attendance tracking and fraud detection in large-scale applications.

In addition to facial recognition, Cake incorporates the FIDO2 passwordless authentication standard and advanced encryption to protect user accounts. As part of its “Next GenAI Bank” vision, the bank uses over 80 artificial intelligence (AI) models for everything from customer service to credit risk management and meets the highest level of payment security under PCI DSS 4.0 Level 1.

-- BERNAMA