GRAB FINANCE EXPANDS CREDIT ACCESS ACROSS SOUTHEAST ASIA USING FICO PLATFORM, DELIVERING 22 WORKFLOWS IN SIX COUNTRIES

SINGAPORE, Feb 5 (Bernama) --

FICO (NYSE: FICO) Highlights: · Grab Finance has increased credit offer eligibility rates for its users by nearly 50%

· Grab Finance implemented 22 decision workflows across six countries in Southeast Asia in under eight months

· Grab Finance has won a 2026 FICO® Decision Award for Financial Inclusion

Grab Finance, the financial services arm of Southeast Asia's leading superapp, is using the industry-leading capabilities of FICO® Platform to transform credit access across the region. By implementing more than 22 decision workflows across six countries, the company has increased credit offer eligibility rates by nearly 50% for its users while serving more than 46 million consumers, plus millions of merchants and drivers across its ecosystem. The transformation has enabled more of Grab’s drivers, merchants, and passengers to not just access formal credit, but to do this at a much faster rate.